Printer-friendly versionPrinter-friendly version


At Vernon Hills Bank & Trust, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.

Unlike big banks, at Vernon Hills Bank & Trust we’re proud to make all lending decisions here in Libertyville, Gurnee, Mundelein, Wauconda, Island Lake and Vernon Hills. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!

Some of our loan products include:

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.

•    Fixed interest rates
•    Flexible line amounts
•    Requires credit approval

Call (847) 247-1300 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank


Auto Loans

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new

Please call (847) 247-1300 and talk to one of our friendly Personal Bankers for more information.

Everyday Loan

Need help paying for the unexpected?
Get the money you need with an Everyday Loan from your community bank.
We created the Everyday Loan so that when you need to cover an unexpected expense such as a car repair, a high utility bill, medical emergency, unexpected tuition costs or any other short-term financial emergency, you can.

The Everyday Loan is a fixed-rate loan with a quick approval process. Loans are available up to $2,500 and can be repaid in flexible terms up to 24 months. Plus, our rates are lower than most credit cards or other fast cash loans.

Stop by the bank today or call 847-367-6800 to learn how you can get the cash you need.

Contact Us


If you’re in the market for a loan, we encourage you to give us a call at (847) 247-1300 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly.  At Vernon Hills Bank & Trust, we understand the local market and we care about our customers financial well-being!